Medical Policy Subject: Cardiovascular Disease Risk Assessment - Laboratory Evaluation of Lipids

 If a product excludes coverage for a service, it is not covered, and medical policy criteria do not apply.  If a commercial product, including an Essential Plan product, covers a specific service, medical policy criteria apply to the benefit.  If a Medicare product covers a specific service, and there is no national or local Medicare coverage decision for the service, medical policy criteria apply to the benefit.